Your responsibilities

We aim to keep this site reliable, respectful, and useful for organisations exploring industrial finance topics. To support that goal, we expect users to act responsibly when accessing the site, submitting information, or relying on its Content. This section outlines key responsibilities that apply to you.

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  You are responsible for ensuring that any information you provide through the site is accurate, lawful, and does not infringe the rights of others. If you submit details on behalf of colleagues or an organisation, you confirm that you are authorised to do so and that they are aware their information has been shared.

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  You are responsible for maintaining the security of your own systems and devices when accessing the site. This includes using up to date software, applying reasonable security measures, and taking care when deciding what information to transmit over the internet. We are not responsible for any loss you may suffer as a result of failing to secure your own equipment or credentials.

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  You are responsible for how you interpret and use the Content on this site. The material is general in nature and may not reflect your specific situation. You should treat it as one input among several when considering industrial finance topics, and you should seek professional advice before taking or refraining from actions that could have financial, operational, or legal consequences.

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  If you become aware of any unauthorised use of the site, security issues, or content that appears to breach these terms, you should notify us using the contact details provided. We may, at our discretion, investigate reported issues and take appropriate steps, which could include removing content, updating materials, or restricting access for certain users where necessary.

Definitions

This section explains key terms used in these Terms and Conditions so that expectations are clear. The defined words below have specific meanings whenever they appear with an initial capital letter, unless the context clearly requires a different interpretation.

Intellectual property

Unless otherwise noted, all Content on the site, including text, graphics, logos, icons, and layout, is owned by Castellyn or used under licence and is protected by copyright, trademark, and other intellectual property laws. You may view and print reasonable portions of the Content for your internal, non commercial use, provided you keep all notices intact. You may not copy, modify, distribute, publicly display, or create derivative works from the Content without our prior written permission, except as allowed by applicable law. Any unauthorised use may violate intellectual property or other laws.

User content

From time to time, the site may allow you to submit information, such as enquiries, feedback, or other materials. You are solely responsible for any content you provide, including ensuring that it is lawful, accurate, and appropriate. We may review, moderate, or remove user submitted content at our discretion, but we are not obliged to do so. We do not endorse or assume responsibility for user content and cannot guarantee that it will remain available.

Privacy and data protection

We describe how we collect, use, and protect personal information in our Privacy Policy. By using this site or submitting information through it, you acknowledge that your data will be handled in line with that policy, as updated from time to time. The Privacy Policy explains what information we collect, the purposes for which we use it, and the rights you may have under applicable laws, including Canadian frameworks and, where relevant, the GDPR.

Read our Privacy Policy

Limitations of liability

Because this site is offered as an informational resource, we limit our liability to the extent allowed by law. We do not accept responsibility for direct, indirect, incidental, consequential, special, or punitive damages arising from your use of, or inability to use, the site or its Content, even if we have been advised of the possibility of such damages. This includes, without limitation, loss of profits, revenue, opportunity, or data. Where applicable law does not permit certain exclusions, our liability will be limited to the minimum extent required. Nothing in these terms is intended to exclude liability that cannot be excluded under law.

Indemnification

You agree to indemnify, defend, and hold harmless Castellyn, its team members, and collaborators from and against any claims, losses, liabilities, damages, costs, and expenses, including reasonable legal fees, arising out of or related to your use of the site, your reliance on its content, your violation of these Terms and Conditions, or your infringement of any rights of another person or organisation. This obligation continues even if we have been advised of the possibility of such claims or losses and survives your cessation of site use.

Dispute resolution by arbitration

Where allowed by applicable law, certain disputes arising from or relating to your use of this site may be submitted to confidential, binding arbitration instead of proceeding in court. Arbitration is typically conducted by a neutral decision maker who is not a judge and may follow different procedures than a court. Any arbitration will be conducted in English and held in a location within Canada that we reasonably determine, unless we mutually agree on another format, such as virtual hearings.

Arbitration may limit some rights you would otherwise have in court, including the right to participate in a class or representative action. To the extent permitted by law, you and Castellyn agree that any proceedings will be conducted only on an individual basis, and not in a class, consolidated, or representative action. If this limitation is found unenforceable for a particular claim, that claim may proceed in court instead of arbitration.

Online dispute resolution

If you are located in the European Union, you may have the option to use an online dispute resolution platform for certain consumer related disputes. This platform is operated independently and may provide additional information about alternative dispute resolution options available in your region. Using such a platform does not limit your rights to seek other remedies under applicable law.

Online dispute resolution information

Governing law

This site is operated from Canada and is intended for users who can lawfully access it. To the fullest extent permitted by law, these Terms and Conditions and any dispute arising from your use of the site are governed by the laws in force in the applicable province or territory of Canada where Castellyn is considered to operate, without regard to conflict of law rules. You are responsible for complying with all laws that apply in the place from which you access the site.

Termination

We may, at our discretion and without prior notice, suspend or terminate your access to all or part of the site if we believe you have breached these Terms and Conditions, used the site in a way that may cause harm, or engaged in conduct that is inconsistent with its intended purpose. Upon termination, your right to use the site will cease immediately, but the provisions relating to intellectual property, disclaimers, liability limitations, and indemnification will continue to apply.

Changes to these terms

We may update or modify these Terms and Conditions at any time by posting a revised version on this page and adjusting the effective date. Changes may reflect legal developments, adjustments to our site, or clarifications based on user feedback. Unless stated otherwise, updated terms take effect as soon as they are posted. Your continued access to or use of the site after changes are published will be treated as acceptance of the updated terms, so we encourage you to review this page regularly.

Severability

If any provision of these Terms and Conditions is found by a court or other competent authority to be invalid, unlawful, or unenforceable, that provision will be applied to the maximum extent permissible or, if necessary, treated as removed. The remaining provisions will continue in full force and effect. Our decision not to enforce any right or provision at a particular time does not mean we waive the right to enforce it later.

Entire agreement

These Terms and Conditions, together with any other documents expressly referenced here, such as our Privacy Policy, Cookie Policy, and Disclaimer, form the entire agreement between you and Castellyn regarding your use of the site. They replace any prior understandings, communications, or agreements relating to the site, whether written or oral. If we enter into a separate written contract with you or your organisation for specific Services, that agreement will govern those Services and will prevail over these terms in the event of any direct conflict, but only to the extent of that conflict.

Contact us

Questions about these Terms and Conditions or how they apply to your use of the site can be directed to our team using the contact details provided. Please remember that messages sent to us do not create a professional, advisory, or fiduciary relationship, and we may not be able to respond to highly specific financial, legal, or technical questions.